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UK take-home pay calculator
Net pay after income tax and National Insurance.
About this calculator
What it estimates
Net pay after UK income tax and employee National Insurance.
Assumptions (UK 2025/26 tax year rates)
- •Personal allowance of £12,570, tapered above £100,000
- •Basic rate 20% to £37,700 of taxable income, higher rate 40% to £125,140, additional rate 45% above
- •Class 1 NI at 8% between £12,570 and £50,270 and 2% above
- •England, Wales and Northern Ireland rates (Scottish bands differ)
Estimates only, for orientation. Rates and thresholds change each tax year and your actual liability depends on facts this tool does not ask for. This is not tax advice.
For US–UK filers
Why your real number differs
For a US citizen in the UK this is only half the picture: the same salary goes on a US Form 1040, where the UK tax paid is normally used as a foreign tax credit or the salary is excluded under the FEIE.