Tax Stone

◉ Federal Tax Returns

Form 1040 — resident return

The main federal return for US citizens and Green Card holders, wherever you live in the world. We prepare 1040s for Americans in the UK with foreign earned income, UK employment, self-employment, and rental income.

Short answer

US citizens and Green Card holders must file Form 1040 every year they exceed the filing threshold, wherever they live, reporting worldwide income in US dollars. Americans abroad get an automatic extension to 15 June; tax owed is still due 15 April. Most owe little or nothing after the Foreign Earned Income Exclusion or Foreign Tax Credit, but the return is still required.

Overview

Why this filing matters

The main federal return for US citizens and Green Card holders, wherever you live in the world. We prepare 1040s for Americans in the UK with foreign earned income, UK employment, self-employment, and rental income.

Note — Main return for US persons abroad.

◉ Who this is for

  • •US citizens living in the UK
  • •Green Card holders based abroad
  • •US persons with UK employment, self-employment, or rental income

✓ What you get

  • ✓Federal return preparation & e-filing
  • ✓Foreign income reported correctly on Schedule B, D, E as applicable
  • ✓Integration with FEIE, foreign tax credits, and treaty positions
  • ✓Plain-English explanation of your final position

At a glance

Key forms
1040 + Schedules
Turnaround
2–3 weeks once documents are complete
Filed by
ACCA-qualified IRS Enrolled Agent

Our approach

A return that reconciles both sides.

A US federal return for someone who lives in the UK is not a US return with a foreign address bolted on. The exclusion-versus-credit decision, the treaty positions, the UK tax year that straddles two US years, and the state you may or may not have left behind all interact — and the wrong call in one place quietly raises the bill in another.

We prepare the return from the reconciliation outward: we line up what the UK has already taxed against what the US wants to tax, choose FEIE or the Foreign Tax Credit on the numbers rather than by habit, and document every election so next year's return — and any future preparer — inherits a clean position.

  • FEIE vs Foreign Tax Credit modelled on your actual figures, not applied by default
  • UK/US tax-year timing reconciled so foreign tax lands in the right credit year
  • State filing obligations checked before we assume you have left the state behind
Preparing an individual US federal tax return

£550+

Standard 1040 starting fee

2–3 wks

Turnaround once docs are in

100%

E-filed with IRS confirmation

0

Hidden fees or hourly billing

Documents

What we’ll need from you

  • Prior year's US return (federal + any state)
  • UK P60, P11D, and self-assessment if applicable
  • Foreign bank account list with peak balances
  • Brokerage / ISA / SIPP year-end statements
  • Rental income & expense summary (if applicable)
  • Any IRS or HMRC notices received in the year

First year I haven't dreaded April. They explained why my UK pension contributions were costing me thousands and rewrote my filing strategy in one call.

— London-based US citizen, tech sector

Our process

How we handle your filing

Four steps from first email to filed return. Fixed fee confirmed in writing before any work begins.

  1. 01

    Intake

    Send us your situation by email or the enquiry form. We come back with the questions we need answered — every source of income for the year, filing history, accounts and entities — and a tailored document list.

  2. 02

    Review

    We analyse your position, flag any cross-border risks, and confirm the scope and fixed fee in writing before any work starts.

  3. 03

    Prepare

    Draft returns and schedules are prepared with plain-English commentary on key positions for your review.

  4. 04

    File

    You sign electronically; we e-file with the IRS / FinCEN and send you the acceptance confirmations for your records.

Pricing

Fixed fees — no surprises

Standard 1040 returns for US expats start from £550 (plus VAT for UK-resident clients). The final fee depends on the schedules required (rental, self-employment, investment income) and the number of foreign accounts — we quote once we have confirmed every source of income for the year. You'll know the full price before any work starts.

Prices are indicative starting points and exclude UK VAT, which applies to UK-resident clients only. We quote in writing once we have confirmed every source of income and your filing history for the years involved.

FAQs

Common questions

Sources

Rules, thresholds and penalties are as published by the IRS and FinCEN at the time of our last review (2026-09-08); always check the current instructions for the year you are filing.

Ready to get this filed?

Tell us your situation and we’ll reply by email within 2 working days with our questions, then a written scope, fixed fee and document list.